Self-employed & liberal professions
Your professional equipment,
without touching your savings.
Doctor, dentist, physiotherapist, consultant, tradesperson, freelancer: you are your own business. From €500, finance your professional equipment with deductible payments — and keep your private borrowing capacity intact for your personal projects.
Why the self-employed finance rather than buy
01
From €500 — no entry ticket
A laptop, a physio table, a professional coffee machine: with us, « small » equipment finances just as smoothly as big-ticket items.
02
100% deductible payments
With an operational lease, every payment is a fully deductible business expense. Simple for you, crystal clear for your accountant.
03
Your private borrowing capacity preserved
A business financing with WinLease does not weigh on your personal bank file: your mortgage and private projects remain untouched.
04
Zero paperwork, decision in 2 hours
Your VAT number is enough — no business plan, no bank appointment. Apply in 3 minutes, firm answer in 2 hours on average, signature via itsme®.
Three concrete examples
IT consultant
MacBook Pro + screen + docking — €4,500 · 36 months
€133 excl. VAT / month
Dentist
Complete unit + panoramic X-ray — €60,000 · 60 months
€1,140 excl. VAT / month
Physiotherapist
Electric tables + physio devices — €15,000 · 48 months
€345 excl. VAT / month
Indicative payments excl. VAT, calculated with our simulator.
Frequently asked questions from the self-employed
I have just set up — can I still be financed?
Yes. A young activity is not an automatic refusal: our scoring looks at your profile as a whole, and an analyst reviews atypical files. A down payment or a shorter term can also ease approval.
Sole trader or company: what is the difference?
Both can finance. As a sole trader, the contract is in your name as a self-employed person (VAT number); as a company, in its name. Deductibility follows your tax regime — your accountant confirms the optimum.
Can I finance second-hand or refurbished equipment?
Yes, case by case depending on the equipment and its residual value. Refurbished IT, for instance, finances very well — mention it in your application.