Financing solutions

Three formulas.
A payment that follows your business.

From €500 to €500,000, over 24 to 72 months. Choose the formula that fits your tax situation and your equipment's life cycle.

01

Financial lease

You finance the equipment with a purchase option at the end of the contract. The asset sits on your balance sheet and you depreciate it.

Purchase option of 1 to 15%
Interest and depreciation deductible
Ideal for long-life assets
Machinery, medical equipment, heavy equipment
02

Operational lease

You simply rent. 100% deductible payments, off balance sheet, with a renewal option at the end of the contract.

100% deductible payments
Off balance sheet — ratios preserved
Easy technology refresh
IT, office, fitness, fast-evolving equipment
03

Lease purchase

You automatically become the owner at the end of the contract. The security of ownership with the flexibility of renting.

Automatic ownership at term
VAT spread over the payments
Fixed instalments, controlled budget
Hospitality, commercial vehicles, fit-outs

Which formula fits you?

Answer 3 questions — 20 seconds.

Will the equipment still hold value in 5 years?

Do you want to own it at the end of the contract?

Your accounting and tax priority?

Your recommended formula

Compare at a glance

Financial lease
Operational lease
Lease purchase
Ownership at term
Purchase option
Return or renewal
Automatic
Accounting treatment
On balance sheet (depreciation)
Off balance sheet (expense)
On balance sheet
Deductibility
Interest + depreciation
Payments at 100%
Interest + depreciation
Typical term
36 – 72 months
24 – 60 months
36 – 72 months
Ideal for
Durable assets
Evolving assets
Certain ownership

Indicative — every offer is confirmed in your personalised proposal. Talk to your accountant for the best tax outcome.

Estimate your payment in 30 seconds.

Equipment amount, term — and you have your indicative monthly payment.

500 €500 000 €
Indicative payment
excl. VAT / month
Firm offer in 2 hours on average · no obligation
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